:root{--navy-50:#eef2f8;--navy-100:#d2ddec;--navy-600:#123c74;--navy-700:#0a3161;--navy-800:#08294f;--navy-900:#061b35;--red-50:#fbe9ee;--red-100:#f4c6d2;--red-600:#b31942;--red-700:#8f1435;--brand:var(--navy-700);--brand-hover:var(--navy-800);--brand-deep:var(--navy-900);--accent:var(--red-600);--accent-hover:var(--red-700);--zinc-50:#fafafa;--zinc-100:#f4f4f5;--zinc-200:#e4e4e7;--zinc-300:#d4d4d8;--zinc-400:#a1a1aa;--zinc-500:#71717a;--zinc-600:#52525b;--zinc-700:#3f3f46;--zinc-800:#27272a;--zinc-900:#18181b;--zinc-950:#09090b;--background:#f5f7fa;--surface:#fff;--surface-muted:var(--zinc-50);--surface-inset:var(--zinc-50);--surface-dark:var(--zinc-950);--fg:var(--zinc-950);--fg-body:var(--zinc-700);--fg-muted:var(--zinc-500);--fg-on-dark:#fff;--fg-on-dark-muted:var(--zinc-300);--border:var(--zinc-200);--border-strong:var(--zinc-300);--divide:var(--zinc-200);--amber-50:#fffbeb;--amber-100:#fef3c7;--amber-200:#fde68a;--amber-950:#451a03;--notice-bg:var(--amber-50);--notice-border:var(--amber-200);--notice-fg:var(--amber-950);--font-sans:Arial, 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0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.translate-engine{opacity:0;pointer-events:none;width:1px;height:1px;position:fixed;overflow:hidden}.goog-te-banner-frame.skiptranslate,.goog-te-balloon-frame,#goog-gt-tt{display:none!important}body{top:0!important}:is(a:focus-visible,button:focus-visible,summary:focus-visible){outline:var(--focus-ring);outline-offset:var(--focus-offset)}.wrap{max-width:var(--container-max);margin-inline:auto;padding-inline:1.5rem}@media (min-width:640px){.wrap{padding-inline:2rem}}@media (min-width:1024px){.wrap{padding-inline:2.5rem}}.skip{color:var(--navy-700);border-radius:var(--radius-md);z-index:60;background:#fff;padding:.75rem 1rem;font-weight:700;position:absolute;top:0;left:-999px}.skip:focus{top:1rem;left:1rem}.button{border-radius:var(--radius-lg);min-height:2.75rem;font-size:var(--text-sm);font-weight:var(--weight-semibold);line-height:var(--leading-snug);cursor:pointer;transition:background-color var(--duration) var(--ease), border-color var(--duration) var(--ease), color var(--duration) var(--ease);border:1px solid #0000;justify-content:center;align-items:center;padding-inline:1rem;text-decoration:none;display:inline-flex}.button-primary{background:var(--brand);color:#fff}.button-primary:hover{background:var(--brand-hover)}.button-secondary{border-color:var(--border-strong);color:var(--fg);background:#fff}.button-secondary:hover{background:var(--zinc-100)}.button-accent{background:var(--accent);color:#fff}.button-accent:hover{background:var(--accent-hover)}.button-tertiary{color:var(--brand);background:0 0}.button-tertiary:hover{background:var(--navy-50)}.button-ghost-light{color:#fff;background:0 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0;font-size:clamp(2.5rem,5.4vw,4.25rem);font-weight:700;line-height:1.04}.hero-divider{background:var(--accent);border:0;width:4rem;height:3px;margin:2rem 0 0}.hero-lead{max-width:33rem;font-size:var(--text-lg);line-height:var(--leading-relaxed);color:#ffffffdb;text-wrap:pretty;margin:1.25rem 0 0}.cta-row{flex-direction:column;gap:.875rem;margin-top:2.75rem;display:flex}@media (min-width:480px){.cta-row{flex-direction:row}}.hero-home .button{min-height:3.25rem;font-size:var(--text-sm);text-transform:uppercase;letter-spacing:.06em;padding-inline:1.75rem}.hero-home .button-accent{box-shadow:0 12px 32px -12px #b31942b3}.hero-home .btn-outline-light{color:#fff;background:0 0;border:1.5px solid #ffffff8c}.hero-home .btn-outline-light:hover{background:#ffffff1f;border-color:#fff}.page-hero{background:var(--navy-800);padding-top:5rem}.page-hero-inner{gap:2rem;padding-block:3.5rem 4rem;display:grid}@media (min-width:1024px){.page-hero-inner{grid-template-columns:1.15fr 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var(--ease), transform var(--duration) var(--ease);flex-direction:column;display:flex}.card-link:hover{border-color:var(--border-strong);box-shadow:var(--shadow);transform:translateY(-2px)}.card-link:focus-visible{outline:var(--focus-ring);outline-offset:var(--focus-offset)}.card-cue{font-size:var(--text-sm);color:var(--brand);margin:1.25rem 0 0;font-weight:600}.card-link:hover .card-cue{color:var(--brand-hover)}.help-grid{gap:1.25rem;display:grid}@media (min-width:768px){.help-grid{grid-template-columns:repeat(3,1fr)}}.help-card{transition:transform var(--duration) var(--ease), box-shadow var(--duration) var(--ease);border-radius:1rem;position:relative;overflow:hidden;box-shadow:0 4px 24px -4px #0a31612e}.help-card:hover{transform:translateY(-3px);box-shadow:0 10px 36px -6px #0a31614d}.help-card-img{height:480px;position:relative}.help-card-img img{object-fit:cover;object-position:center 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#ffffff73;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:2.25rem;height:2.25rem;margin-top:.1rem;display:flex}.help-card-icon svg{stroke-width:2px;width:16px;height:16px}.help-card-body h3{font-size:var(--text-lg);color:#fff;font-weight:700;line-height:var(--leading-snug);margin:0}.help-card-body p{font-size:var(--text-sm);line-height:var(--leading-body);color:#ffffffd9;margin:0}.help-cta{border-radius:var(--radius-lg);background:var(--navy-700);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1.5rem 2rem;margin-top:1.25rem;padding:1.75rem 2rem;display:flex}.help-cta-copy{flex:28rem;min-width:16rem}.help-cta-copy h3{font-size:var(--text-xl);color:#fff;margin:0;font-weight:600}.help-cta-copy p{max-width:46rem;font-size:var(--text-sm);line-height:var(--leading-body);color:var(--navy-100);margin:.5rem 0 0}.help-cta .button{flex-shrink:0}.steps{gap:1rem;margin:0;padding:0;list-style:none;display:grid}@media (min-width:768px){.steps{grid-template-columns:repeat(4,1fr)}}.step{border:1px solid var(--border);border-radius:var(--radius-lg);background:#fff;padding:1.5rem;position:relative;overflow:hidden}.step-bg{object-fit:contain;opacity:.07;transform-origin:100% 100%;pointer-events:none;-webkit-user-select:none;user-select:none;width:7rem;height:7rem;position:absolute;bottom:-1.5rem;right:-1.25rem;transform:rotate(-18deg)}.step>.step-badge,.step>h3,.step>p{position:relative}.step-badge{border-radius:var(--radius-full);background:var(--brand);color:#fff;width:2rem;height:2rem;font-size:var(--text-sm);justify-content:center;align-items:center;font-weight:600;display:flex}.step h3{color:var(--zinc-950);font-weight:600;font-size:var(--text-base);margin:1.25rem 0 0}.step p{font-size:var(--text-sm);line-height:var(--leading-normal);color:var(--zinc-700);margin:.625rem 0 0}.band{background:var(--navy-800);color:#fff}.band-inner{flex-direction:column;gap:1.5rem;padding-block:3.5rem;display:flex}@media (min-width:1024px){.band-inner{flex-direction:row;justify-content:space-between;align-items:center}}.band h2{font-size:var(--text-3xl);letter-spacing:-.025em;text-wrap:balance;max-width:30rem;margin:0;font-weight:600}.band p{max-width:40rem;font-size:var(--text-sm);line-height:var(--leading-normal);color:var(--navy-100);text-wrap:pretty;margin:.75rem 0 0}.band .cta-row{flex:none;margin-top:0}.ftr{border-top:1px solid var(--border);background:var(--zinc-950);color:#fff}.ftr-grid{gap:2.5rem;padding-block:3rem;display:grid}@media (min-width:1024px){.ftr-grid{grid-template-columns:1.2fr 2fr}}.footer-brandmark{border-radius:var(--radius-xl);display:inline-block}.footer-brandmark img{object-fit:contain;border-radius:var(--radius-xl);background:#fff;width:8.75rem;height:8.75rem;display:block}.ftr-blurb{max-width:24rem;font-size:var(--text-sm);line-height:var(--leading-normal);color:var(--zinc-300);margin:1rem 0 0}.ftr-nav{gap:2rem;display:grid}@media (min-width:640px){.ftr-nav{grid-template-columns:repeat(4,1fr)}}.ftr-nav h2{font-size:var(--text-sm);color:#fff;margin:0;font-weight:600}.ftr-nav ul{gap:.75rem;margin:1rem 0 0;padding:0;list-style:none;display:grid}.ftr-nav a{font-size:var(--text-sm);color:var(--zinc-300);transition:color var(--duration)}.ftr-nav a:hover{color:#fff}.ftr-base{border-top:1px solid var(--zinc-800);font-size:var(--text-xs);color:var(--zinc-400);padding-block:1.5rem}.notice{background:var(--notice-bg);border:1px solid var(--notice-border);border-radius:var(--radius-lg);margin-bottom:1.5rem;padding:1rem 1.25rem}.notice h3{font-size:var(--text-sm);color:var(--notice-fg);margin-bottom:.375rem;font-weight:600}.notice p{font-size:var(--text-sm);line-height:var(--leading-normal);color:var(--notice-fg)}.faq{margin-bottom:2rem}.faq>h3{font-size:var(--text-xl);color:var(--zinc-950);margin-bottom:1rem;font-weight:600}.faq-list{gap:.5rem;display:grid}.faq-item{border:1px solid var(--border);border-radius:var(--radius-lg);background:#fff;overflow:hidden}.faq-q{font-size:var(--text-base);color:var(--zinc-950);cursor:pointer;justify-content:space-between;align-items:center;gap:1rem;padding:1rem 1.25rem;font-weight:600;list-style:none;display:flex}.faq-q::-webkit-details-marker{display:none}.faq-sign{font-size:var(--text-lg);color:var(--zinc-400);transition:transform var(--duration);flex-shrink:0}.faq-item[open] .faq-sign{transform:rotate(45deg)}.faq-a{font-size:var(--text-sm);line-height:var(--leading-body);color:var(--zinc-700);padding:0 1.25rem 1rem}.apply-layout{align-items:start;gap:2rem;margin-top:1.5rem;display:grid}@media (min-width:900px){.apply-layout{grid-template-columns:minmax(0,42rem) 1fr;gap:1rem}}.apply-layout .form-shell{max-width:42rem}.apply-image{display:none}@media (min-width:900px){.apply-image{pointer-events:none;-webkit-user-select:none;user-select:none;justify-content:center;align-self:start;align-items:center;display:flex;position:sticky;top:6rem}}.apply-image img{object-fit:contain;filter:drop-shadow(0 12px 32px #00000026);width:100%;max-width:28rem;height:auto}.form-shell{border:1px solid var(--border);border-radius:var(--radius-xl);box-shadow:var(--shadow-sm);background:#fff;padding:2rem}.form-grid{gap:1.25rem;display:grid}@media (min-width:640px){.form-grid.two-col{grid-template-columns:1fr 1fr}}.field{gap:.375rem;display:grid}.field-label{font-size:var(--text-sm);color:var(--zinc-950);font-weight:500}.field-label .req{color:var(--accent)}.field-hint{font-size:var(--text-xs);color:var(--zinc-500);line-height:var(--leading-normal)}.input,.textarea,.select{width:100%;font-family:var(--font-sans);font-size:var(--text-sm);color:var(--zinc-950);border:1px solid var(--border-strong);border-radius:var(--radius-md);transition:border-color var(--duration), box-shadow var(--duration);background:#fff;padding:.5625rem .75rem}.input::placeholder,.textarea::placeholder{color:var(--zinc-400)}.input:focus,.textarea:focus,.select:focus{border-color:var(--navy-700);outline:none;box-shadow:0 0 0 3px #0a316126}.textarea{resize:vertical;min-height:6rem;line-height:var(--leading-normal)}.select{-webkit-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2371717a' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-position:right .75rem center;background-repeat:no-repeat;padding-right:2.25rem}.consent-row{background:var(--zinc-50);border-radius:var(--radius-lg);align-items:flex-start;gap:.75rem;padding:1rem;display:flex}.consent-row input[type=checkbox]{accent-color:var(--navy-700);flex-shrink:0;margin-top:2px}.consent-row label{font-size:var(--text-sm);line-height:var(--leading-normal);color:var(--zinc-700)}.badge{border-radius:var(--radius-full);font-family:var(--font-sans);font-size:var(--text-xs);font-weight:var(--weight-semibold);white-space:nowrap;align-items:center;gap:.375rem;padding:.125rem .625rem;line-height:1.5;display:inline-flex}.badge-neutral{background:var(--zinc-100);color:var(--zinc-700)}.badge-navy{background:var(--navy-50);color:var(--navy-700)}.badge-amber{background:var(--amber-100);color:var(--amber-950)}.page-hero.page-hero-narrow{padding-top:120px;padding-bottom:40px}.page-hero.page-hero-narrow .wrap{max-width:52rem}.zeffy-embed{border-radius:var(--radius-xl);background:var(--surface);width:100%;overflow:hidden}.zeffy-embed iframe{border:0;width:100%;min-height:700px;display:block}